The best way to determine the total worth of your auto accident personal injury claim is to look for a professional insurance company who would value your claim. An insurance broker will look at the types and amounts of damages you have suffered and then at your percentage of fault. Before you do this, however, it is important to understand what are the types of damages you can look to get compensated for, if you’ve recently suffered an accident that was caused by someone else’s incompetence or lack of attention.
Types of damages you may recover with an auto accident personal injury claim
First, there are medical expenses that are incurred to treat injuries that you might have sustained. Doctor’s visits, hospitalization, emergency room expenses or physical or chiropractic treatments are all recoverable if they result from your injury. Also, future medical expenses can be recovered if the injured party can prove that he or she is likely to need continuous medical care as a result of the accident or injury. This amount may be determined by the advice and opinions of your doctors and/or medical specialists seen for treatment.
More abstract compensation for the pain and suffering you have suffered may be granted for physical pain resulting from an accident or injury. This could include apprehension, right, anxiety, nervousness, worry, loss of dignity, humiliation and embarrassment. Lost wages can be recovered as well, in the form of the amount of money you would have earned at your workplace if the accident wouldn’t have occurred.
The amount of money which you claim will have to be supported with proof, however. Also, if you can prove that following your injury you have lost the capacity to work properly in the future, you can obtain a large sum of money as compensation for this as well.
How does a company judge an auto accident personal injury claim?
Beyond the damages suffered, the degree of fault is probably the most important factor in determining how much you could recover for your injury. In most cases, both you and the insurance company will know by judging the circumstances of the accident, the level of fault for both parties. You can expect an adjuster to reduce the compensation amount depending on the percentage of fault you share for the accident.
If you’re interested to find out how much you could recover for your particular injuries, you can do a bit browsing to consult an online auto accident personal injury claim company, to discuss your particular situation.